Yes there would be a penalty of $20/mth for the number of months remaining in your commitment because of the hardware subsidy you would have received on your phone (you would need to get a new phone for Fido since the Rogers phone is subsidy locked to Rogers SIM cards). Incidentally, there is a misconception of how much difference there is between per-second and per-minute billing. The average is only about 10% (so 200 weekday mins used on per-second ends up being around 220 weekday mins on per-minute billing).
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